Homebuyer’s Guide to Touring a House

Congratulations! You’re embarking on an exciting journey to find your dream home. The process of touring potential homes is not only thrilling but also crucial in making an informed decision. To help you make the most out of your home tours, we’ve put together this guide highlighting key factors to consider. Key Factors To Observe […]

Stay Dry and Worry-Free: Protect Your Home from Heavy Rain Flooding

Hey there, homeowners! We all love a refreshing rain shower, but when those clouds gather and heavy rain sets in, it’s essential to ensure your home is ready to weather the storm. In this blog post, we’ll share some easy tips to prevent water damage and keep your home safe during extended periods of heavy […]

Demystifying Down Payments: A Guide for First-Time Homebuyers

As you embark on the exciting journey of purchasing your dream home, it’s essential to have a solid understanding of down payments. There are many misconceptions surrounding this crucial aspect of the homebuying process, and we’re here to debunk them for you. So, let’s dive in and explore the truth about down payments and the […]

Homeowner’s Insurance

Purchasing a home is a significant investment, and protecting that investment is crucial. Homeowners insurance is a type of insurance policy that protects your home and personal belongings in the event of damage or loss. In this blog, we will explain what homeowners insurance is and why someone should have it. What is Homeowners Insurance? […]

9 Common Homebuying Mistakes

Buying a home is a major financial decision that requires careful consideration and planning. Unfortunately, many first-time homebuyers make common mistakes that can cost them time, money, and emotional stress. In this blog, we will discuss some of the most common homebuying mistakes and how to avoid them. Overextending Yourself Financially One of the most […]

FAQs

Buying a home is a major decision. It’s only natural to have questions. Here are answers some of our most commonly asked questions. Don’t see what you’re looking for? Reach out! We love talking about mortgages and helping our community members better understand them. You can call, email, or even click the chat button down […]

How Does An Economic Recession Affect the Housing Market?

RECSSION. The word has been tossed about quite a lot over the past year. It can be a scary word but it can also be a secret weapon for homebuyers. Let’s break down the basics: what is an economic recession, how does it impact the housing industry, and what should you do about it? What […]

Hard Credit Inquiries

Big Changes Coming to Hard Credit Inquiries As of January 1st, the price of hard credit reports for mortgages will see a drastic increase. Why does this matter to you? Hard inquiries are used for mortgage pre-approvals, which are considered incredibly important to have when shopping for a home. Many sellers don’t consider an offer […]

Seller-Funded Temporary Buydown

What is a Seller-Funded Buydown? A Seller-Funded Buydown is a seller credit/concession given to the buyer to lower their payment temporarily. This program is generally used in a higher interest rate environment to make a house payment more affordable. Payments are made more affordable for the first one, two, or three years of the mortgage […]

3 Questions to Ask For a Happier Retirement

As we approach the end of the calendar year, it is a great time to revisit your goals, especially your financial goals. Let’s explore 3 main questions to ask yourself when planning your retirement. What does retirement mean to me? How will I get enough critical capital? and What is the role of real estate […]