What does a title company do?

Whether you’re a seasoned homeowner or a first-time buyer, you’ve probably come across the terms “title company” and “title insurance” in the realm of real estate. These are crucial components that ensure the security and legality of property transactions. In this blog, we’re breaking down the role of a title company and demystifying the concept […]

Earnest Money Deposits

If you’re in the process of buying a home or investing in real estate, you’ve probably come across the term “earnest money deposit.” Earnest money deposits (EMDs) are an essential part of the homebuying process that helps ensure both parties proceed in good faith. In this blog, we’ll break down what earnest money deposits are, […]

What to do if you missed a mortgage payment

Nobody plans to miss a mortgage payment. While skipping a payment can have some serious repercussions, it is important to pause and remember that we are all only human. Life can sometimes throw unexpected curveballs and missing a mortgage payment can happen. While we hope you are never in this position, let’s explore what to […]

Homebuyer’s Guide to Touring a House

Congratulations! You’re embarking on an exciting journey to find your dream home. The process of touring potential homes is not only thrilling but also crucial in making an informed decision. To help you make the most out of your home tours, we’ve put together this guide highlighting key factors to consider. Key Factors To Observe […]

Stay Dry and Worry-Free: Protect Your Home from Heavy Rain Flooding

Hey there, homeowners! We all love a refreshing rain shower, but when those clouds gather and heavy rain sets in, it’s essential to ensure your home is ready to weather the storm. In this blog post, we’ll share some easy tips to prevent water damage and keep your home safe during extended periods of heavy […]

Demystifying Down Payments: A Guide for First-Time Homebuyers

As you embark on the exciting journey of purchasing your dream home, it’s essential to have a solid understanding of down payments. There are many misconceptions surrounding this crucial aspect of the homebuying process, and we’re here to debunk them for you. So, let’s dive in and explore the truth about down payments and the […]

Homeowner’s Insurance

Purchasing a home is a significant investment, and protecting that investment is crucial. Homeowners insurance is a type of insurance policy that protects your home and personal belongings in the event of damage or loss. In this blog, we will explain what homeowners insurance is and why someone should have it. What is Homeowners Insurance? […]

9 Common Homebuying Mistakes

Buying a home is a major financial decision that requires careful consideration and planning. Unfortunately, many first-time homebuyers make common mistakes that can cost them time, money, and emotional stress. In this blog, we will discuss some of the most common homebuying mistakes and how to avoid them. Overextending Yourself Financially One of the most […]

FAQs

Buying a home is a major decision. It’s only natural to have questions. Here are answers some of our most commonly asked questions. Don’t see what you’re looking for? Reach out! We love talking about mortgages and helping our community members better understand them. You can call, email, or even click the chat button down […]

How Does An Economic Recession Affect the Housing Market?

RECSSION. The word has been tossed about quite a lot over the past year. It can be a scary word but it can also be a secret weapon for homebuyers. Let’s break down the basics: what is an economic recession, how does it impact the housing industry, and what should you do about it? What […]